FSA/HSA Eligibility List

FSA & HSA Approved Products

FSA and HSA-approved product eligibility is identical and can be purchased with an FSA or HSA card at any retailer that accepts FSA/HSA cards.

A

B

C

D

E

F

G

H

I

J

K

L

M

N

O

P

Q

 

R

S

T

U

 

V

W

X

 

Y

 

Z


FSA & HSA Approved Services

The list below includes medical services that can be purchased with an FSA or HSA card, but note that these often require an accompanying receipt and/or additional documentation to provide proof of FSA/HSA eligibility post-purchase.

A

  • AA Meetings
  • Acupuncture
  • Adopted Child's Medical Care
  • Airfare (for Medical Treatments)
  • Alcoholism Treatment
  • Allergy Testing
  • Ambulance Charges
  • Anesthesia

B

  • Braces (Dental)
  • Breastfeeding Classes

C

  • Cancer Screenings
  • Canker Sore Treatment
  • Cataract Surgery
  • Chelation
  • Chiropractic Care
  • Circumcision
  • Co-insurance (Medical, Dental, Vision, Rx)
  • Co-payments (Medical, Dental, Vision, Rx)
  • Corneal keratotomy
  • Counseling for Medical Condition
  • Cryotherapy

D

  • Deductibles (Medical, Dental, Vision, Rx)
  • Dentures
  • Dental Implants
  • Diagnostic Services
  • Doula (medical-related care)
  • Drug Addiction Therapy
  • Drug Sensitivity Testing
  • Dry Needling
  • Dyslexia Therapy

E

  • Emergency Room Visits
  • Eye Exams
  • Eye Surgery

F

  • Flu Shots
  • Fluoridation Services
  • Food Sensitivity Testing
  • FSA Approved Services List

G

  • Gender Affirmation Counseling & Surgery
  • Genetic Testing
  • Guide Dog Expenses

H

  • Health Screenings
  • Heart Disease Screenings
  • Home Health Care
  • Hospital Fees
  • Hysterectomy

I

  • Immunizations
  • Infertility Treatments

J

 

K

 

L

  • Lab Test Fees
  • Lamaze Classes
  • Laser Eye Surgery
  • Lasik
  • Legal Abortion
  • Lodging for Medical Care

M

  • Mammogram
  • Meals at a hospital
  • Midwife Services
  • Mileage to and from a medical service
  • Mole, cyst or tumor removal
  • Mother's Childbirth Classes
  • MRI

N

  • Norplant insertion or removal
  • Nursing Services

O

  • OB/GYN Fees
  • Occupational Therapy (Medical)
  • Oncologist
  • Online Medical Consultations
  • Operation (Medical)
  • Optometrist
  • Ophthalmologist
  • Organ Donation and Transplant
  • Orthodontist
  • Osteopath Costs

P

  • Phototherapy
  • Physical Exams
  • Physical Therapy (Rehab) Visits
  • Prosthesis
  • Psychiatric Care
  • Psychoanalysis
  • Psychologist Fees

Q

 

R

  • Radial Keratotomy Correction
  • Refraction Exam
  • Rental Costs for Medical Equipment

 

S

  • Sales Tax, Shipping Fees (for approved expenses)
  • Sleep Deprivation Therapy
  • Somnoplasty
  • Snoreplasty
  • Speech Therapy
  • Sterilization
  • Stop Smoking Programs
  • Substance Abuse Therapy
  • Surgery

T

  • Taxes on Approved Expenses
  • Telemedicine
  • Transplants
  • Travel Expenses for Medical Care

U

  • Ultrasound (Medical)

 

V

  • Vaccinations
  • Vasectomy
  • Viagra
  • Vision Screenings

W

  • Wisdom Teeth Removal

X

  • X-Rays

Y

 

Z


Expenses not approved with FSA and HSA

General health products and products that have multiple uses (dual purpose) are not covered with FSAs and HSAs. Certain ineligible expenses may qualify for FSA reimbursement if accompanied with a doctor-provided letter of medical necessity (see FAQ below).

A

  • Abdominoplasty
  • Airfare
  • Air Purifiers
  • Aromatherapy
  • Assisted Living Costs
  • Athletic Compression
  • Autopsy

B

  • Baby Diapers
  • Baby Formula
  • Baby Powder
  • Beauty Products
  • Blood Type Testing
  • Blue Light Blocking Glasses
  • Bug Spray
  • Botox

C

  • Caffeine Supplements
  • Car Seats
  • Clothing
  • Cosmetic Procedures
  • CPR Training

 

D

  • Dandruff Treatment
  • Dehumidifiers
  • Dental Floss
  • Deodorant
  • Diet Programs
  • Dietary Supplements
  • Daycare

E

  • Ear Plugs
  • Energy Drinks
  • Exercise Classes
  • Exercise Equipment

F

  • Face Lifts
  • Fitbit and Step Trackers
  • Funeral Expenses

G

  • Gym Memberships

 

H

  • Hair Growth Products
  • Hair Dyes
  • Hair Removal
  • Hair Transplants
  • Hand Lotions
  • Humidifiers

I

  • Insurance Premiums (FSA-only)

J

 

K

 

L

  • Laser Hair Removal
  • Late Payment Fees
  • Lotions (Body/Face)

M

  • Makeup
  • Marijuana
  • Massages
  • Maternity Clothing
  • Mattresses (bedding)
  • Medicare Premiums
  • Moisturizer
  • Mouthwash

N

  • Nursing Home

O

 

P

  • Potty Training
  • Preschool
  • Probiotics and Preobiotics
  • Protein Bars

Q

  • Q-tips (Cotton Swabs)

R

 

S

  • Scar Treatments
  • Shampoo and Conditioner
  • Skin Moisturizer
  • Soap
  • Sugar Substitutes
  • Sun Tanning (Services and Oils)
  • Surrogate Expenses

T

  • Teeth Whitening
  • Toilet Paper
  • Toothbrush (electric)
  • Toothpaste

U

 

V

  • Veneers
  • Veterinarian
  • Vitamins

W

  • Warranties (on products)
  • Waterpik
  • Weight Loss Products
  • Weight Scales

X

 

Y

  • Yoga

 

Z

  • Zinc